Often, adjusters will request an estimate directly from the contractor. Many contractors will simply provide a bottom-line dollar figure with no detail regarding the work to be done. An insurance restoration specialist provides a line-itemized estimate using estimating software that is widely accepted in the insurance industry. This estimate describes each step in the repair or reconstruction process and provides the specific cost associated with each step.

Because the prices are maintained and updated monthly by a third party, the software provides a fair market value estimation of the cost of the work. Many adjusters appreciate the opportunity to review the estimate. Often, as a result, the processing of your claim is expedited so that repairs can begin without delay.

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